About

Your Later Life Lending Specialist

Bringing relatability and life experience to benefit your planning

Dedicated to Serving Homeowners Aged 55+

Experienced mortgage adviser since 2010

As a female adviser in the same age bracket as her clients, Jane Jackson has devoted her career to helping homeowners aged 55+ make the most of their property wealth through specialist later life lending advice. With over 15 years in the mortgage industry and specialist lifetime mortgage training, Jane understands that this is often one of the most significant financial decisions in later life.

Every client situation is unique, which is why your initial consultation is no-obligation. This meeting may last up to two hours, allowing Jane to fully understand your situation and discuss the appropriate later-life options available to you. Jane brings a wealth of relatability and life experience to help you feel comfortable discussing your finances and future plans. All options are explained in plain English, ensuring you understand the benefits and considerations of each solution before making any decision.

Where possible, your initial consultation will be held in-person to ensure a better outcome. This is particularly useful for lifetime mortgage applications where the property’s condition must be assessed. Unlike some other advisers, Jane only works in-person or by video call. Seeing you face-to-face offers a more personal approach, which means you gain complete transparency into the types of mortgages available, along with a recommendation tailored to your individual circumstances.

Every situation is different, and you are encouraged to discuss major financial decisions with family members. Your adult children are more than welcome to attend the meetings to ask questions and participate in the decision-making process. If you do not have any family and would like a friend or other adviser to be present at the meeting, this is also acceptable.

Jane is a fully qualified mortgage and equity release adviser, regulated by the Financial Conduct Authority through The Openwork Partnership. As a proud member of the Equity Release Council, she adheres to the highest professional standards and has access to ongoing training and market insight.

A Lifetime Mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.

The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.

Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead.

Real Ways People Benefit from Later Life Lending

Clients have used later-life financial solutions for many reasons to enhance their retirement lifestyle and achieve peace of mind. Some of the outcomes include:

  • Home Improvements: Kitchen renovations, bathroom adaptations, accessibility modifications, and garden improvements
  • Family Support: Helping children and grandchildren with house deposits and education costs
  • Retirement Enhancement: Funding dream holidays, hobbies, and experiences while still healthy and able
  • Financial Security: Clearing existing debts, creating emergency funds, and bridging the gap before a state pension is awarded
  • Health and Care: Funding medical treatments, home care, and property adaptations for changing needs.

Expert Guidance You Can Trust

As a proud member of the Equity Release Council, you can be confident you’re getting advice that puts your interests first from Jane Jackson Financial Solutions. All recommended products come with guarantees to protect you and your family. Call 07990 836455 to book a fee-free consultation.

Making Financial Decisions Responsibly

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

A lifetime mortgage is not suitable for everyone, and it is important to seek financial advice before taking any action. All other options available should be explored before choosing equity release.

Interest is charged on both the original loan and the interest that has been added. The amount you owe will increase over time, reducing the equity left in your home, potentially to nothing. Please discuss with your family and beneficiaries.