Mortgages
Expert Mortgage Advice for the Over-55s
Tailored Solutions for Your Stage of Life
Whether you’re moving home, remortgaging, or looking to borrow for home improvements, gain proper advice to ensure you access suitable products.
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Mortgages for Later Life
Many people assume they can’t get a mortgage in later life. While older borrowers may face unique challenges, suitable mortgage solutions can be secured with the proper knowledge.
Jane Jackson Financial Solutions collaborates with lenders who appreciate the value of experience and equity. Whether you need a mortgage that works around retirement plans, pension income, or changing circumstances, you can talk through the options and application process in-person.
A Lifetime Mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.
The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead.
How Clients Use Their Lifetime Mortgages
Clients have taken out later life mortgage solutions to meet a variety of different needs, including:
Take the First Step with Confidence
You deserve clear, honest advice about mortgage options without any pressure to proceed. Every conversation starts with understanding your unique situation and what you want to achieve. Call 07990 836455 for a fee-free consultation.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Making Financial Decisions Responsibly
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
A lifetime mortgage is not suitable for everyone, and it is important to seek financial advice before taking any action. All other options available should be explored before choosing equity release.
Interest is charged on both the original loan and the interest that has been added. The amount you owe will increase over time, reducing the equity left in your home, potentially to nothing. Please discuss with your family and beneficiaries.
